Credit Union or Bank?

Credit Union or Bank? Five years after the collapse of major banking institutions Lehman Brothers and Bear Stearns, Americans still don’t trust big banks with their money. A 2013 Gallup poll found that 74% of Americans had “some or very little confidence” …

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Money tips for Travelling abroad

What is a travel money card? A travel money card is usually a prepaid card that allows you to top up your card with cash and use it abroad to get local currency at an ATM or to pay for …

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What is an overdraft?

What is an overdraft? An overdraft allows you to withdraw more money from your bank account than you actually have. It involves an agreement with your bank which lets you use an overdraft facility for an agreed amount, and usually …

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Universal Credit or Universal Confusion?

The Universal Credit benefits system is under review… again The Guardian recently reported that Universal Credit, the government’s flagship benefit reform initiative is to undergo yet another series of assessments, reviews and changes. There’s uncertainty over what the new benefits …

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